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Where Issued by Dimensional Fund Advisors Ltd.
Where issued by Dimensional Fund Advisors Ltd. (Dimensional UK), subject to the terms and conditions below, the entity responsible for the content of this website (this Site) is Dimensional UK.
Where Issued by Dimensional Ireland Limited
Where issued by Dimensional Ireland Limited (Dimensional Ireland), subject to the terms and conditions below, the entity responsible for the content of this Site is Dimensional Ireland.
The Issuing Entity may modify, suspend, discontinue, or restrict the use and availability of all or any portion of this Site at any time, without notice or liability.
It is important that you read the following information as it contains regulatory and legal notices that are relevant for information displayed throughout this Site.
This Site is provided for residents of Belgium, Denmark, Finland, France, Germany, Ireland, Luxembourg, the Netherlands, Norway, Sweden, Switzerland and the United Kingdom and is not directed to any person in the United States of America or any jurisdiction where (by reason of that person’s nationality, residence or otherwise) the publication or availability of this Site are prohibited and which would subject the Issuing Entity (or its affiliates) or of any Dimensional’s products services to any registration, licensing, or other legal requirements within such jurisdiction or county. Persons in respect of whom such prohibitions apply must not access this Site. It is the responsibility of any persons who access this information contained herein to observe all applicable laws and regulations of their relevant jurisdiction. If you choose to access this Site from locations outside of these countries you do so at your own initiative and risk and you are responsible for compliance with any applicable local laws. By proceeding, you are representing and warranting that you are resident in either Belgium, Denmark, Finland, France, Germany, Ireland, Luxembourg, the Netherlands, Norway, Sweden, Switzerland and the United Kingdom.
Important Regulatory Information
Dimensional UK is registered in England and Wales under Company No. 02569601 and VAT No. 278309669. Dimensional UK is a subsidiary of Dimensional Fund Advisors LP, a separate but affiliated entity.
Contact details of Dimensional UK:
Registered office address: 20 Triton Street, Regent's Place, London, NW1 3BF, United Kingdom
Telephone: +44 (0)203 033 3300
Facsimile: +44 (0)203 033 3324
Dimensional UK is authorised and regulated by the Financial Conduct Authority (FCA).
The contact details of the FCA are:
Address: 12 Endeavour Square, London, E20 1JN, United Kingdom
Telephone: retail investors: 0800 111 6768 (freephone) or 0300 500 8082 (UK) or +44 (0)207 066 1000 (outside of the UK) professional investors: 0300 500 0597 (UK) , or +44 207 066 1000 (outside of the UK)
Dimensional UK’s FCA firm reference number is 150100 and its regulatory status can be confirmed on the FCA website at http://register.fca.org.uk.
Dimensional UK is an authorised financial services provider in South Africa (FSP no. 46292).
Dimensional Ireland is authorised and regulated in Ireland by the Central Bank of Ireland (CBI) (Registration No. C185067). Dimensional Ireland is a subsidiary of Dimensional Fund Advisors LP, a separate but affiliated entity.
Contact details of Dimensional Ireland:
Registered office address: 10 Earlsfort Terrace, Dublin 2, D02 T380, Ireland
Telephone: +353 (0) 1 669 8500
Dimensional Ireland is authorised and regulated by the Central Bank of Ireland CBI as a UCITS management company whose contact details are:
Address: Central Bank of Ireland PO Box 559 Dublin 1
Telephone: +353 (0)1 224 6000
Dimensional Ireland's CBI registration number and regulatory status can be confirmed on the CBI website at https://www.centralbank.ie/regulation.
A summary of Dimensional Ireland’s remuneration policy can be viewed here.
Dimensional Ireland is authorised and regulated by the CBI as a UCITS management company and is included in the register maintained by the Dutch Authority for Financial Markets (AFM). Dimensional Ireland’s Dutch branch office is subject to limited supervision by the AFM.
Contact details of Dimensional Ireland’s Dutch branch office:
Registered office address: Minervalaan 64, 1077 PE, Amsterdam, Netherlands
Telephone: +31 (0) 20 708 58 40
Dimensional Ireland is authorised and regulated by the CBI as a UCITS management company and its German branch office is subject to limited supervision by the Federal Financial Services Authority (BaFin).
Contact details of Dimensional Ireland’s German branch office:
Registered office address: Haus Cumberland, Kurfurstendamm 194, D-10707, Berlin, Germany
Telephone: +49 (0) 30 767 59 8645
The data, information and content on this Site should be used for general information and educational purposes only. Nothing on this Site constitutes investment advice, a recommendation, or an offer of any services or products for sale and it is not intended to provide a sufficient basis on which to make an investment decision. The information contained on this Site should not be treated as an offer or solicitation:
(i) in any jurisdiction where such an offer or solicitation is contrary to local law.
(ii) to anyone to whom it is unlawful to make such an offer or solicitation.
(iii) if the person making the offer or solicitation is not qualified to do so.
Nor shall this Site form the basis of, or be relied on in connection with, any contract for shares, units or other interests (Shares).
No orders will be transmitted, received or executed by the Issuing Entity or via the Site.
The Issuing Entity makes no representations that the securities or services described on this Site are suitable for any specific investor.
Applications to invest in any product referred to on this Site must only be made on the basis of the documentation relating to the specific investment and if you are a retail client you should refer to your investment adviser. It is the responsibility of any persons wishing to make a purchase to inform themselves of, and observe all, applicable laws and regulations. If you are in any doubt about the information contained on this Site, please call us on +44 (0)203 033 3300, or consult a professional financial adviser.
The Issuing Entity issues information and materials in English and may also issue information and materials in certain other languages. Continued acceptance of information and materials from the Issuing Entity will constitute consent to be provided with such information and materials, where relevant, in more than one language, unless prohibited by local law.
All content on this Site is presented only as of the date published or indicated and may be superseded by subsequent market events or for other reasons. In addition, you are responsible for setting the cache settings on your browser to ensure you are receiving the most recent data.
Risks of Investing
You should always bear in mind that:
- Past performance is not a guarantee of future performance. There is no guarantee strategies will be successful.
- In a banking institution, your money is secure; whereas in a market-based investment, it is exposed to a degree of risk. This must be considered as part of your decision whether to invest your assets.
- The principal risks of investing in Dimensional funds may include one or more of the following: market risk, small companies risk, risk of concentrating in the real estate industry, foreign securities and currencies risk, emerging markets risk, banking concentration risk, interest rate risk, risk of investing for inflation protection, risk of municipal securities and/or fund of funds risk.
- The value of investments and any income from them may go down as well as up. You may not get back all of your original investment. You should not make any assumptions about potential income or returns based on anything included within this Site.
- Investments in currencies other than your home currency may result in currency exchange risks. Changes in foreign exchange rates may cause the value of investments to go down or up. It may also cause income from investments to go down or up.
- For fixed income funds, the running yield gives an indication of the current level of income. The redemption yield gives a more long-term picture, taking into account expected capital repayments as well as income repayments. Both the yield and capital value of the fund can fluctuate.
- Some funds may invest in sectors and/or regions that may be highly volatile. Investing in the securities of smaller companies carries a higher risk than investing in the securities of larger companies, and there is also a risk of illiquidity (i.e., they may not be easy to buy and sell). It is often not possible to obtain an open market valuation on unlisted securities.
- Investors should understand that performance results will be reduced by investment advisory fees and other expenses which may be incurred in connection with the account.
The value of Shares and the income from them can fall as well as rise as a result of market and currency fluctuations and you may not get back as much as you originally invested. Eligibility to invest in an Individual Savings Account (ISA) or Personal Equity Plan (PEP) is dependent on individual circumstances and may be subject to future statutory change. Tax assumptions may change if the law changes and the value of tax relief will depend upon your individual circumstances; you are strongly advised to obtain separate tax advice.
Materials relating to the investments mentioned on this Site should be read in conjunction with a prospectus and the respective key investor information document (KIID) (available through this Site) that describes charges, expenses, and risks. Read these carefully before making any investment.
The Issuing Entity, its employees, affiliates, and/or their directors may or may not hold Shares or hold a position in or with respect to any investments mentioned on this Site.
Please note that some of the theories of portfolio management described on this Site are in some occasions included with reference to academics that have links to the Issuing Entity and/or the Dimensional Global Firms. Dimensional Global Firms refers to the Dimensional separate but affiliated entities generally, rather than to one particular entity. These entities are Dimensional Fund Advisors LP, Dimensional Fund Advisors Ltd., Dimensional Ireland Limited, DFA Australia Limited, Dimensional Fund Advisors Canada ULC, Dimensional Fund Advisors Pte. Ltd., Dimensional Japan Ltd., and Dimensional Hong Kong Limited. Dimensional Hong Kong Limited is licensed by the Securities and Futures Commission to conduct Type 1 (dealing in securities) regulated activities only and does not provide asset management services.
Links to and from this Site
The Issuing Entity has not reviewed or authorised any sites linking to this Site. If you link other websites to our Site, you may not suggest that the Issuing Entity has endorsed or is affiliated with such websites and you may not display this Site as “framed” within another website. The Issuing Entity is not responsible for the content, accuracy, or timeliness of any links to other websites, nor is it responsible for any websites that may contain links to this Site. Following links to any off-site pages or other websites shall be entirely at your own risk, and the Issuing Entity does not make any warranties, expressed or implied, with regard to information obtained from other websites, and unless prohibited by local law, the Issuing Entity shall not be liable for any loss or damage arising from your reliance upon or use of such websites. Any links to and from eu.dimensional.com are provided for navigational purposes only, and should not be construed as a recommendation or offer to buy or sell any securities, an endorsement of or a warranty by the Issuing Entity with respect to any such linked websites.
In the case of German residents, the aforementioned limitations and/or exclusions do not apply when the Issuing Entity has knowledge of any infringements or rights violations on websites which are being hyperlinked from this Site.
Copyright ©2021. All rights reserved, all moral rights are asserted and reserved. All content on this Site, including, but not limited to, text, graphics, audio clips, logos, buttons, images, digital downloads, data compilations, software, icons, HTML code, and XML code, and the arrangement of the Site, is the property of the Issuing Entity and its affiliates or its suppliers, and is protected by United Kingdom, Irish, German, Dutch and international copyright laws.
DIMENSIONAL®, DIMENSIONAL FUND ADVISORS®, the Dimensional logo, and other marks used to identify the Issuing Entity or its affiliates’ products or services are registered and unregistered marks of Dimensional Fund Advisors LP (Dimensional US) in the United Kingdom, the European Union and other countries. Such marks may not be reproduced without the express written permission of Dimensional US.
Save for the licence expressly granted below, nothing on this Site shall be construed as granting any licence or right to use any trade marks, logos, designs, texts, graphics, audio clips, images, or other content whatsoever on this Site. The Issuing Entity and its affiliates reserve all of their rights with respect to copyright, database rights and trademarks and ownership of all content on this Site, and will enforce such rights to the full extent of applicable law. You are responsible for obeying all applicable copyright laws.
All trademarks, service marks, and logos appearing on this Site are the exclusive property of their respective owners.
Dimensional's trademarks, service marks and trade dress may not be used in connection with any product or service that is not Dimensional's, in any manner that is likely to cause confusion among customers or investors, or in any manner that disparages or discredits Dimensional. Nothing contained on this Site should be construed as granting any license or right in or to any trademarks, service marks, or trade dress of Dimensional.
License and Site access
- Modifying, copying, screen capturing, distributing, forwarding, transmitting, posting, displaying, performing, reproducing, publishing, broadcasting, licensing, creating derivative works from, transferring, selling, or exploiting any pages, reports, data, information, content, software, videos, webinars, products, services, or other materials on, generated by or obtained from this Site, whether through links or otherwise (collectively, the "Materials");
- Redelivering any page, text, image, or Materials on this Site using "framing" or other technology;
- Engaging in any conduct that could damage, disable, or overburden (i) this Site, (ii) any Materials or services provided through this Site, or (iii) any systems, networks, servers, or accounts related to this Site, including without limitation, using devices or software that provide repeated automated access to this Site, other than those made generally available by the Issuing Entity;
- Probing, scanning, or testing the vulnerability of any Materials, services, systems, networks, servers, or accounts related to this Site or attempt to gain unauthorised access to Materials, services, systems, networks, servers, or accounts connected or associated with this Site through hacking, password or data mining, or any other means of circumventing any access-limiting, user authentication or security device of any Materials, services, systems, networks, servers, or accounts related to this Site;
- Modifying, copying, obscuring, removing, or displaying the Issuing Entity’s name, logo, trademarks, text, notices, or images without the Issuing Entity's express written permission;
- Including the term "Dimensional," or any Dimensional trademark or executive's name, or any variation of the foregoing, as a meta-tag, hidden textual element, or any other indicator that creates an impression of affiliation, sponsorship, or endorsement by Dimensional;
- Using any electronic communication feature of the Site for any purpose that is unlawful, tortious, abusive, intrusive on another's privacy, harassing, libelous, defamatory, embarrassing, obscene, threatening or hateful;
- Collecting or storing personal data about other users;
- Using this Site or any Materials from the Site for any commercial purpose not expressly approved by the Issuing Entity in writing;
- Posting, emailing, or otherwise transmitting any advertising or promotional materials, including without limitation, "junk mail," "surveys," "spam," "chain letters," "pyramid schemes," or any other form of solicitation or unauthorised communication; or
- Uploading, posting, emailing, or otherwise transmitting any material that contains viruses or any other computer code, files or programs which might interrupt, limit or interfere with the functionality of any computer software or hardware or telecommunications equipment.
The Issuing Entity expressly reserves the right (but has no obligation) to monitor any and all use of this Site, without liability. If you provide the Issuing Entity with any feedback or suggestions regarding this Site or the materials, products or services available on this Site, you grant the Issuing Entity an unlimited, irrevocable, perpetual, sublicensable, royalty-free license to use any such feedback or suggestions for any purpose without any obligation or compensation to you.
Downloading Software and Files
If you download software or files from this website, the software—including any files or images incorporated in or generated by the software and data accompanying the software—and files (collectively, Files) are licensed to you by the Issuing Entity solely for your personal, non-commercial use. However, neither the Issuing Entity nor its affiliates transfer title in the Files to you. You own the medium on which the Files are recorded, but the Issuing Entity, its affiliates and their licensors retain full and complete title in and to the Files, including all intellectual property rights therein. Save as otherwise permitted by applicable law, unless prohibited by local law, you may not redistribute, sell, decompile, reverse engineer, disassemble, or otherwise reduce the Files to any other form whatsoever.
Dimensional UK operates this Site from the United Kingdom and any transaction involving client money will be covered by statutory and other requirements relating to UK money laundering provisions including but not limited to the Proceeds of Crime Act 2002, the Money Laundering Regulations, the FCA rules contained within the Money Laundering Sourcebook, and the Joint Money Laundering Steering Group Guidance Notes, as amended from time to time.
Dimensional Ireland is subject to anti-money laundering and counter-terrorist financing obligations under, amongst others, the Criminal Justice (Money Laundering and Terrorist Financing) Acts 2010 – 2018, as amended and the CBI’s Anti-Money Laundering and Countering the Financing of Terrorism Guidelines for the Financial Sector (September 2019).
Registration, Password, and Security Information
The Issuing Entity makes no warranty, express or implied, regarding the security of the Site, including with respect to the ability of unauthorised persons to intercept or access information transmitted by or to you through this Site.
You should notify the Issuing Entity immediately at MyDimensional@dimensional.com if you become aware of any disclosure, loss, theft or unauthorised use of your login or password.
If you maintain an account that you access via this Site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer. You agree to accept responsibility for all activities occurring under your account or password that are due to your conduct, inaction, or negligence.
The Issuing Entity may offer you the opportunity to personalise your online experience. While certain personalisation features can provide a more convenient way to access the data and features most relevant to you, be aware that "cookies" and other similar identification techniques are used to associate your account and settings with the computer or electronic device that you are using. If you access this website from a public location or if you otherwise share a computer or electronic device, some personalisation features could reveal non-public personal information about you to others. You alone are responsible for deciding whether a particular personalisation feature is appropriate for you and for any consequences that result from your decision. The Issuing Entity may collect certain data regarding your use of the Site and activities on the Site via cookies in accordance with our Cookies Policy.
Security of Data Transmissions and Storage
Electronic (including wired and wireless) communications through the Site may not be encrypted. You acknowledge that there is a risk that data, including email, electronic and wireless communications and personal data, may be accessed by unauthorised third parties when communicated between you and the Issuing Entity or between you and other parties.
The Issuing Entity’s complaints policy are available upon request. If you are not happy with the way your complaint is handled or with the response provided by Dimensional, you may (if eligible) refer your compliant to a financial ombudsmen service.
No Reliance and No Advice
Although the Issuing Entity has taken all reasonable care so that the information contained on this Site is accurate at the time of publication, no representation or warranty, express or implied, is made as to the accuracy, reliability or completeness of such information. All information, opinions, estimates and content on this Site are provided by the Issuing Entity or its third party content providers for information, education and non-commercial purposes only and are subject to change without notice. Unless prohibited by local law, you alone will bear the sole responsibility of evaluating the merits and risks associated with the use of any such information, opinions, estimates and content.
The Issuing Entity only provides information on the products of the Dimensional Global Firms. Furthermore, the firm is not in a position to advise Retail Clients (meaning clients who are not professional clients or eligible counterparties within the meaning of Markets in Financial Instruments Directive (MiFID) (2014/65/EU) and as defined in the Handbook of the FCA) on the particular circumstances and particular merits of investing in the products.
NOTHING CONTAINED ON THIS SITE CONSTITUTES INVESTMENT, LEGAL, TAX, OR OTHER ADVICE, NOR IS TO BE RELIED ON IN MAKING AN INVESTMENT OR OTHER DECISION. YOU SHOULD OBTAIN RELEVANT AND SPECIFIC PROFESSIONAL ADVICE BEFORE MAKING ANY INVESTMENT DECISION. The information contained on this Site has not been based upon a consideration of the investment objectives, financial situation or particular needs of any specific user of this Site.
The information, opinions, estimates, and content on this Site are provided without any representations or warranties of any kind (including, without limitation, representations or warranties as to their accuracy, reliability, or completeness), whether express or implied.
The Issuing Entity assumes no responsibility for, and makes no warranties, that functions contained on this Site will be uninterrupted or error-free, that defects will be corrected, or that this Site or the servers that make it available will be free of viruses or other harmful components.
Limitation of Liability
For all permitted users of the Site (other than German residents):
For German residents:
In the case of ordinary negligence, the Issuing Entity’s and your liability shall be limited and restricted to only damages that are foreseeable and typical in the event of the breach of a contractual negotiation, the fulfilment of which is essential for the proper performance of the contract and the compliance on which you may regularly rely (wesentliche Vertragspflicht).
For all permitted users of the Site:
Subject to the above paragraphs and to the maximum extent permitted by law, the Issuing Entity hereby excludes any and all liability whether from breach of contract, tort (including negligence), breach of statutory duty or otherwise for any loss or damage, including direct, indirect, special, or consequential loss or damage (in each case including but not limited to: business interruption, loss of profits, loss of revenue, loss of anticipated savings and/or loss of goodwill) arising from, or in connection with:
- the accessing or use of, or the inability to access or use, this Site; or
- any decisions you make based on the information, opinions, estimates, and content made available to you through this Site; or
- any Sites accessed via or advertised on this Site,
whether or not such loss or damage is reasonably foreseeable as at the date you access this Site or the Issuing Entity has been advised of the possibility of you incurring such loss or damage, and whether occasioned by the negligence of the Issuing Entity or its employees, agents, or sub-contractors.
Please note that the important information set out here does not exclude or restrict any duty or liability to customers of Dimensional UK under the Financial Services and Markets Act 2000 of the United Kingdom or under the rules of the FCA as laid out in the Handbook of the FCA.
Where the Issuing Entity is Dimensional UK, some or all of the content on this Site may constitute a financial promotion for the purposes of s.21 Financial Services and Markets Act 2000, and so the contents of this Site have been approved for issue in the United Kingdom by Dimensional UK, as an FCA regulated firm, authorised to do so under its Part 4A permission.