Important Information

It is important for you to read the following information as it contains regulatory and legal notices that are relevant for information displayed throughout this website.

Responsibility for this website

Subject to the terms and conditions below, Dimensional Fund Advisors Ltd. operates and is responsible for this website.

Important Regulatory Information

Dimensional Fund Advisors Ltd. (DFAL) is registered in England and Wales under Company No. 02569601 and VAT No. 278309669. DFAL is a subsidiary of Dimensional Fund Advisors LP, a separate but affiliated entity.

Contact details of DFAL:

Registered office address: 20 Triton Street, Regent's Place, London, NW1 3BF, United Kingdom
Telephone: +44 (0)203 033 3300
Facsimile: +44 (0)203 033 3324
Email: EMEAmailbox@dimensional.com
Website: eu.dimensional.com

DFAL is authorised and regulated by the Financial Conduct Authority (FCA) whose contact details are:

Address: 25 The North Colonnade, London, E14 5HS, United Kingdom
Telephone: 0800 111 6768 (freephone) or 0300 500 8082 (UK) or +44 (0)207 066 1000 (outside of the UK)
Website: www.fca.org.uk/

DFAL’s FCA firm reference number is 150100 and its regulatory status can be confirmed on the FCA website at http://register.fca.org.uk. The legal representative of the German branch of DFAL is Christoph Kanzler.

DFAL is an authorised financial services provider in South Africa (FSB no. 46292).

The material contained in this website is directed only at professional clients as defined by the rules of the FCA or within the meaning of the Markets in Financial Instruments Directive (MiFID) (2014/65/EU) (Professional Investors). It is not intended for and should not be relied on by retail investors. Any investment or investment service contained in the website is available only to Professional Investors and will be engaged in only with Professional Investors. Accordingly, all persons who access this website are required to inform themselves of and to comply with any such restrictions.

Nothing on this website constitutes investment advice, recommendation, or an offer of any services or products for sale and it is not intended to provide a sufficient basis on which to make an investment decision. The information contained on this website may not be treated as an offer or solicitation:
(i) in any jurisdiction where such an offer or solicitation is contrary to local law.
(ii) to anyone to whom it is unlawful to make such an offer or solicitation.
(iii) if the person making the offer or solicitation is not qualified to do so.

Nor shall this website form the basis of, or be relied on in connection with, any contract for shares, units or other interests (Shares).

Applications to invest in any product referred to on this website must only be made on the basis of the documentation relating to the specific investment and if you are a retail client you should refer to your investment adviser. It is the responsibility of any persons wishing to make a purchase to inform themselves of and observe all applicable laws and regulations. If you are in any doubt about the information contained on this website, please call us on +44 (0)203 033 3300, or consult a professional financial adviser.

DFAL issues information and materials in English and may also issue information and materials in certain other languages. Continued acceptance of information and materials from DFAL will constitute consent to be provided with such information and materials, where relevant, in more than one language, unless prohibited by local law.

Risks of investing

You should always bear in mind that: 

  • Past performance is not a guarantee of future performance. There is no guarantee strategies will be successful.
  • In a banking institution, your money is secure; whereas in a market-based investment, it is exposed to a degree of risk. This must be considered as part of your decision whether to invest your assets.
  • The principal risks of investing in Dimensional funds may include one or more of the following: market risk, small companies risk, risk of concentrating in the real estate industry, foreign securities and currencies risk, emerging markets risk, banking concentration risk, interest rate risk, risk of investing for inflation protection, risk of municipal securities and/or fund of funds risk.
  • The value of investments and any income from them may go down as well as up. You may not get back all of your original investment. You should not make any assumptions about potential income or returns based on anything included within this website.
  • Investments in currencies other than your home currency may result in currency exchange risks. Changes in foreign exchange rates may cause the value of investments to go down or up. It may also cause income from investments to go down or up.
  • For fixed income funds, the running yield gives an indication of the current level of income. The redemption yield gives a more long-term picture, taking into account expected capital repayments as well as income repayments. Both the yield and capital value of the fund can fluctuate.
  • Some funds may invest in sectors and/or regions that may be highly volatile. Investing in the securities of smaller companies carries a higher risk than investing in the securities of larger companies, and there is also a risk of illiquidity (i.e., they may not be easy to buy and sell). It is often not possible to obtain an open market valuation on unlisted securities.

The value of Shares and the income from them can fall as well as rise as a result of market and currency fluctuations and you may not get back as much as you originally invested. Eligibility to invest in an Individual Savings Account (ISA) or Personal Equity Plan (PEP) is dependent on individual circumstances and may be subject to future statutory change. Tax assumptions may change if the law changes and the value of tax relief will depend upon your individual circumstances; you are strongly advised to obtain separate tax advice.

Materials relating to the investments mentioned on this website should be read in conjunction with a prospectus and the respective key investor information document (KIID) (available through this website) that describes charges, expenses, and risks. Read these carefully before making any investment.

DFAL, its employees, affiliates, and/or their directors may or may not hold Shares or hold a position in or with respect to any investments mentioned on this website.

Please note that some of the theories of portfolio management described on this website are in some occasions included with reference to academics that have links to DFAL and/or the Dimensional Global Firms. Dimensional Global Firms refers to the Dimensional separate but affiliated entities generally, rather than to one particular entity. These entities are Dimensional Fund Advisors LP, Dimensional Fund Advisors Ltd., DFA Australia Limited, Dimensional Fund Advisors Canada ULC, Dimensional Fund Advisors Pte. Ltd., and Dimensional Japan Ltd.

Cookies

A "cookie" is a piece of information that is saved to your PC's hard disk by the web server. Confirmation of reading and accepting these terms and conditions will place a cookie on your PC's hard disk. This will ease your navigation around this website by not popping up these terms and conditions again during this browser session. This cookie is temporary and will be removed when you close your browser. The cookie is not used for any other reason.

Linked sites

DFAL is not responsible for the content, accuracy, or timeliness of any links to other websites, nor is it responsible for any websites that may contain links to this website. Following links to any off-site pages or other websites shall be entirely at your own risk, and DFAL does not make any warranties, expressed or implied, with regard to information obtained from other websites, and unless prohibited by local law, DFAL shall not be liable for any loss or damage arising from your reliance upon or use of such websites. These links from dimensional.com are provided for navigational purposes only, and should not be construed as a recommendation or offer to buy or sell any securities or an endorsement of these external websites.

Telephone recording

DFAL (or any other Dimensional Global Firm) may monitor and record telephone conversations to check and verify instructions, to maintain high quality service standards, to comply with regulatory requirements and for the security of operational and business processes.

Intellectual property

Copyright ©2017 DFAL. All rights reserved, all moral rights are asserted and reserved. All content on this website, including, but not limited to, text, graphics, audio clips, logos, buttons, images, digital downloads, data compilations, software, icons, HTML code, and XML code, is the property of DFAL and its affiliates or its suppliers, and is protected by United Kingdom and international copyright laws.

DIMENSIONAL®, DIMENSIONAL FUND ADVISORS®, the Dimensional logo, and other marks used to identify DFAL or its affiliates’ products or services are registered and unregistered marks of Dimensional Fund Advisors LP (DFA LP) in the United Kingdom, the European Union and other countries. Such marks may not be reproduced without the express written permission of DFA LP.

Save for the licence expressly granted below, nothing on this website shall be construed as granting any licence or right to use any trade marks, logos, designs, texts, graphics, audio clips, images, or other content whatsoever on this website. DFAL and its affiliates reserve all of their rights with respect to copyright, database rights and trade marks and ownership of all content on this website, and will enforce such rights to the full extent of applicable law. You are responsible for obeying all applicable copyright laws.

Licence

DFAL permits users of this website to make transient copies of it as necessary incidental acts during the viewing of it. DFAL also permits users to download or print a hard copy of individual pages and/or sections of this website for their own use, provided that users do not remove any copyright or other proprietary notices and that such copies are (i) for the user's own individual use, and (ii) not used for any commercial purposes.

Subject to the foregoing paragraph, you may not modify, copy, distribute, transmit, post, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any pages, data, information, software, products, content, or services obtained from this website, unless you have obtained the prior written permission of DFAL. Unless prohibited by local law, you may not link to this website, nor frame it, without the express written permission of DFAL.

Downloading software and files

If you download software or files from this website, the software—including any files or images incorporated in or generated by the software and data accompanying the software—and files (collectively, Files) are licensed to you by DFAL solely for your personal, non-commercial use. However, neither DFAL nor its affiliates transfer title in the Files to you. You own the medium on which the Files are recorded, but DFAL, its affiliates and their licensors retain full and complete title in and to the Files, including all intellectual property rights therein. Save as otherwise permitted by applicable law, unless prohibited by local law, you may not redistribute, sell, decompile, reverse engineer, disassemble, or otherwise reduce the Files to any other form whatsoever.

Money laundering

DFAL operates this website from the United Kingdom and any transaction involving client money will be covered by statutory and other requirements relating to UK money laundering provisions including but not limited to the Proceeds of Crime Act 2002, the Money Laundering Regulations, the FCA rules contained within the Money Laundering Sourcebook, and the Joint Money Laundering Steering Group Guidance Notes, as amended from time to time.

Your account

If you maintain an account that you access via this website, you are solely responsible for maintaining the confidentiality of your account and password and for restricting access to your computer. You agree to accept responsibility for all activities occurring under your account or password that are due to your conduct, inaction, or negligence.

Complaints

DFAL’s complaints policy and procedures are available upon request.

Termination

Unless prohibited by local law, the rights granted to you herein terminate immediately upon any violation by you of these terms of use. DFAL reserves the right to terminate your access to this website at any time, without notice, for any reason whatsoever. You agree that DFAL shall not be liable to you or any third party for any termination of your access to this website.

No reliance and no advice

Although DFAL has taken all reasonable care to ensure that the information contained on this website is accurate at the time of publication, no representation or warranty, express or implied, is made as to the accuracy, reliability or completeness of such information. All information, opinions, estimates and content on this website are provided by DFAL or its third party content providers for information, education and non-commercial purposes only and are subject to change without notice. Unless prohibited by local law, you alone will bear the sole responsibility of evaluating the merits and risks associated with the use of any such information, opinions, estimates and content.

DFAL only provides information on the products of the Dimensional Global Firms. Furthermore, the firm is not in a position to advise Retail Clients (meaning clients who are not professional clients or eligible counterparties within the meaning of Markets in Financial Instruments Directive (MiFID) (2014/65/EU) and as defined in the Handbook of the FCA) on the particular circumstances and particular merits of investing in the products.

NOTHING CONTAINED ON THIS WEBSITE CONSTITUTES INVESTMENT, LEGAL, TAX, OR OTHER ADVICE, NOR IS TO BE RELIED ON IN MAKING AN INVESTMENT OR OTHER DECISION. YOU SHOULD OBTAIN RELEVANT AND SPECIFIC PROFESSIONAL ADVICE BEFORE MAKING ANY INVESTMENT DECISION. The information contained on this website has not been based upon a consideration of the investment objectives, financial situation or particular needs of any specific user of this website.

No warranty

The information, opinions, estimates, and content on this website are provided without any representations or warranties of any kind (including, without limitation, representations or warranties as to their accuracy, reliability, or completeness), whether express or implied.

DFAL assumes no responsibility for, and makes no warranties, that functions contained on this website will be uninterrupted or error-free, that defects will be corrected, or that this website or the servers that make it available will be free of viruses or other harmful components.

Limitation of liability

Unless prohibited by local law, nothing in these terms and conditions shall restrict or exclude DFAL's liability in respect of fraudulent misrepresentation or for death or personal injury caused by DFAL's negligence.
Subject to the above paragraph and to the maximum extent permitted by law, DFAL hereby excludes any and all liability for any loss or damage, including direct, indirect, special, or consequential loss or damage (in each case including but not limited to: business interruption, loss of profits, loss of revenue, loss of anticipated savings and/or loss of goodwill) arising from, or in connection with:

  • the accessing or use of, or the inability to access or use, this website; or
  • any decisions you make based on the information, opinions, estimates, and content made available to you through this website; or
  • any websites accessed via or advertised on this website,

whether or not such loss is reasonably foreseeable as at the date you access this website or DFAL has been advised of the possibility of you incurring such loss or damage, and whether occasioned by the negligence of DFAL or its employees, agents, or sub-contractors.

Please note that the important information set out here does not exclude or restrict any duty or liability to customers of DFAL under the Financial Services and Markets Act 2000 of the United Kingdom or under the rules of the FCA as laid out in the Handbook of the FCA.

Indemnity

Unless prohibited by local law, you agree to indemnify, defend, and hold harmless DFAL, its affiliates and licensors, and the officers, directors, employees, and agents of DFAL and its affiliates and licensors, from and against any and all claims, liabilities, damages, losses, or expenses, including legal fees and costs, arising out of or in any way connected with your access to or use of this website.

Applicable law

Your use of this website and downloads from it and the operation of these terms and conditions shall be governed by and interpreted in accordance with the laws of England and Wales and the English Courts shall have exclusive jurisdiction over any dispute arising out of your use of this website, in each case save where applicable laws dictate that the laws of the jurisdiction in which the user habitually resides must apply.

Unless prohibited by local law, if any provision in these terms and conditions is deemed unlawful, invalid, or for any reason unenforceable, then that provision will be deemed severed from, and will not affect the validity and enforceability of, the remaining provisions.

These terms and conditions represent the entire agreement between DFAL and the user relating to the subject matter herein.